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As the name suggests, collision covers physical damage to your car when it.

Fallen limbs or trees can do serious damage to your vehicle. Car insurance may help cover tree damage if you have comprehensive coverage on your auto insurance policy. Comprehensive coverage helps pay to repair or replace your vehicle if it's damaged or destroyed by falling objects, like a bushtrim.buzzted Reading Time: 5 mins.

Apr 02, Keep in mind that comprehensive auto insurance does not cover the removal of fallen trees or branches, just the damage they can do to your car. You’ll need to find another way to cover the cost of the debris removal.

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Sep 17, Hitting a tree which has already fallen on the road is handled differently than a tree that has fallen on top of your vehicle. Colliding with a tree lying on the road is considered a collision.

Collision coverage will need to be listed on your car insurance policy in order for your insurance company to pay for repairs. 2  Your deductible Estimated Reading Time: 4 mins.

Car theft and damage from theft.

Evidently, if a tree falls on a car or any other type of unexpected event damages your vehicle, there is no simple solution for fixing your car. It is important to weigh the benefits and drawbacks of including and using comprehensive car insurance in your policy versus paying for unexpected damages yourself.

6/29/ 2/16//10(K). May 13, In Massachusetts, all car insurance policies must include: Liability insurance: This is designed to cover other people’s medical bills and damage if you cause an accident. Your policy must have a minimum of: Bodily injury liability insurance: 20, per person/40, per accident. Property damage liability insurance: 5, per bushtrim.buzzted Reading Time: 7 mins.